International health insurance
Medical care and hospitalisation in the country of assignment, for expatriates and short trips.
Companies · NGOs · overseas assignments
Your teams abroad: your duty of care, insured.
Construction and engineering firms working abroad, mining and forestry operators, energy, NGOs: international health, repatriation, evacuation and crisis cover in one programme, placed with specialist insurers.
Independent brokerORIAS 25008517Strictly confidential
What the law says
If an employee is harmed, management is accountable.
The employer's duty of care does not stop at the border. After the 2002 Karachi bombing, the French courts found the employer guilty of inexcusable fault. A well-built programme protects your teams, and shows that you took the necessary measures.
- Country risk assessed before every departure
- Health and repatriation cover for every employee
- Crisis procedure and response firm ready to act
- Up-to-date documents for management and staff representatives
The programme
One file for all your teams abroad.
Repatriation and evacuation
Medical evacuation, repatriation and evacuation in a political or security crisis.
Kidnap, extortion, detention
A specialist firm steps in immediately; costs and losses covered under the policy.
Death and disability
Lump sums and pensions for your staff and their families, including in high-risk areas.
Employer's liability
Defence of the company and its managers if their liability is called into question.
Team training
Pre-departure awareness training with BCS Academy.
Method
Discretion, method, one adviser.
- Confidential meetingCountries, headcount, duration, exposed profiles, existing policies.
- Market approachWe present your risk to specialist insurers and compare their proposals.
- Programme in placeCertificates, assistance cards, crisis procedure handed to management.
- Annual reviewNew countries, new assignments, renewal: we adjust the programme.
FAQ
Staff abroad and crisis cover.
Is an employer responsible for staff safety abroad?
Yes. Under French law (Labour Code, article L4121-1) the employer's duty of care also applies to staff on assignment or posted abroad. After the 2002 Karachi bombing, the courts found the employer guilty of inexcusable fault. Assessing country risk, preparing teams and organising the response to a crisis are part of that duty.
What does crisis management insurance cover?
Depending on the policy: kidnap, extortion, wrongful detention, threats, political or security evacuation. It pays for a specialist crisis response firm, the costs incurred and, in some cases, financial losses.
Do short trips need international health insurance?
Outside the European Union, in most cases yes. French schemes reimburse little or nothing abroad, and a medical evacuation can cost tens of thousands of euros.
Is our information kept confidential?
Yes. Files are handled in meetings, by a single adviser, and clients are never named. Crisis policies themselves include a confidentiality clause.
Free, no-obligation quote
An adviser calls you back within 24 business hours.
We compare several insurers and give you a clear recommendation, with no pressure.
- Independent broker, no exclusive tie to any insurer
- One point of contact for all your policies
- Support until your claims are settled